When you complete the short questionnaire, we use your answers to understand how your business takes payments. Based on your transaction volume, average sale value and sector, we match you with suitable UK payment providers.
You then receive tailored quotes so you can compare card processing rates, monthly charges and hardware options before making a decision.
Compare Card Fees is operated as part of the SOTpay group and focuses on UK payment solutions.
Card processing costs can vary significantly between providers. Two businesses with similar turnover may receive very different pricing structures depending on sector, transaction type and contract terms.
When you compare card machine fees and merchant services quotes properly, you can identify:
Transaction pricing differences
Monthly account fees
Terminal rental costs
Contract length and exit terms
Additional compliance or PCI charges
Comparing providers helps you understand the full cost of accepting card payments, not just the headline rate.
Whether you are looking for a countertop card machine, portable device, Tap to Pay solution or online payment gateway, comparing your options ensures the pricing reflects how your business actually trades.
Businesses that trade face-to-face may require countertop, portable or mobile card machines. Fees can differ depending on whether transactions are debit or credit, contactless or chip and PIN, and whether your device connects via WiFi or 4G.
Ecommerce and remote businesses require payment gateways or virtual terminals. Online transaction rates and gateway fees can vary depending on platform integrations and monthly volume.
For businesses taking payments over the phone, MOTO and virtual terminal facilities allow secure card processing without a physical terminal.
By comparing payment solutions based on your setup, you receive quotes that reflect your real trading environment.
When reviewing card processing rates in the UK, it is important to understand the different cost components involved.
A percentage or fixed rate charged per transaction. This can vary for debit cards, credit cards and commercial cards.
Fixed charges applied for maintaining your merchant account.
Ongoing rental fees for countertop or portable card machines.
Some providers include these within monthly fees, others list them separately.
Costs applied if you exit a contract before the agreed term.
How quickly funds are deposited into your business bank account.
Understanding these factors allows you to compare card machine costs accurately.